Access the FREE investors guide to DTI
Understand how banks actually assess investors - and why DTI quietly determines whether portfolios keep growing or stall. This guide breaks down what DTI really is, what’s changing, and how smart investors protect flexibility through cleaner structures, better sequencing, and property decisions that keep doors open.
A Preview On What You’ll Discover Inside:
DTI isn’t pass/fail — it’s a “speed limit”: the closer you get, the more scrutiny and restrictions you face; go over and your options shrink fast. Guide To DTI
Why lending feels harder now: banks lend under regulatory pressure and internal risk limits, so when conditions tighten, approvals slow selectively—DTI plays a bigger role in who gets through. Guide To DTI
The real risk is “high DTI + low flexibility”: portfolios usually don’t collapse overnight—they stall quietly when options disappear (often from poor sequencing + weak foundations). Guide To DTI
How to protect future borrowing power: treat borrowing capacity like an asset, keep clean liabilities + real buffers, use lender-friendly structures, and sequence purchases so each one supports the next.
And much more!
Unlock Your Real Estate Potential: Our Expert Services
Explore tailored strategies and expert guidance for your property investments.
Investment Strategy Development
We design bespoke property investment strategies built around your goals, time horizon, and risk profile. Every strategy is tailored - no templates, no one-size-fits-all recommendations.
In-depth Market Insights
Our decisions are driven by deep research and real-world market experience. We provide clarity on market dynamics, value drivers, and emerging opportunities so our clients invest with confidence.
Property Acquisition Support
We manage the entire acquisition process end-to-end - from sourcing and due diligence through to negotiation and settlement - ensuring each purchase is aligned with your broader strategy.
Optimise Your Property Portfolio
As your portfolio evolves, so does your strategy. We assist clients with ongoing portfolio reviews, strategic adjustments, and performance tracking to help maximise long-term outcomes.
We bought our first investment property with them. A really good team, everyone is helpful, patient and knowledgeable. All our questions were answered promptly. We bought a nice property under our budget, very grateful for their service!
Katie Mitchell
Great Service and very professional. They made the buying process easy and found strong options I wouldn't have accessed alone. Highly recommend!
Jeremy Dolfo
I was referred to The Rothmore Group by my brother after he purchased two properties with them and had a very good ecperience. From the start, the team kept things simple and broke down the numbers so i could clearly see what made sense for me. They helped me secure a solid property in Melbourne that ticks all the boxes for my first step into investing.
I'm looking forward to seeing how this property performs and working with them again as I grow my portfolio.
Kassem Haydar